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LJS CHECK COLLECTION AGENCY
F.A.Q.

Frequently Asked Questions to our collection agency regarding bounced nsf checks.

IS THERE A MINIMUM AMOUNT OF MONEY THAT THE BOUNCED NSF CHECK HAS GOT TO BE FOR SO THAT YOU CAN PROCCED WITH BOUNCED CHECK COLLECTIONS?
 
No the bounced nsf check can be for $1.00.
 
MUST  WE SIGN A CONTRACT WITH YOUR CHECK COLLECTION AGENCY FOR YOU TO PROCEED WITH CHECK COLLECTIONS,
 
No there are no contracts with us for us to collect on your nsf checks.
 
IS THERE A MINIMUM AMOUNT OF BOUNCED CHECKS I MUST SEND FOR YOU TO COLLECT MY NSF CHECKS?
 
No, we will pursue check collections even if you have one bounced nsf check or 100 bounced nsf checks.
 
HOW LONG DOES IT TAKE TO COLLECT MY BOUNCED CHECKS?
 
We cannot give an exact answere to that question because all cases are different, some debtors close out there accounts and skip and leave no trace as to where they are, that is where our  SKIP TRACE DEPT. COMES IN, they use there resources to track down the debtor, once located, then we start our procedure, & inform them that we have taken over the collections process for the bounced check.
 
WHAT IF THE DEBTOR REFUSES TO PAY?
 
If the debtor refuses to pay then we threaten to place this acount on there credit report as an unpaid bounced nsf check, it will remain there for up to seven years, we will also suggest legal action.